Is it necessary to get insurance from showroom?

It is not mandatory to buy a car insurance plan from a car dealer. Usually, car dealers try to push an insurance plan for which customers might have to pay a higher premium. So, it is always advised to research available car insurance plans before going to buy a car.

Does Maruti has its own insurance?

With insurance, your Maruti Suzuki car will be safeguarded against uncertainties such as road accidents, vandalism, natural and manmade calamities if you have an own damage cover. Moreover, it is compulsory for your Maruti Suzuki car to have at least a third party insurance to drive on Indian roads.

Is Maruti Baleno worth buying?

With most cars, buying a base variant means compromising with safety features, which is downright idiotic – you can’t enjoy your car if you’re wrapped it around a lamp post. Maruti has done so with the Baleno, and it deserves kudos – it’s worth buying this car for this reason alone.

Is car insurance compulsory from dealer?

A TP cover is mandatory in India, according to the Motor Vehicles Act, 1988, and you cannot drive your vehicle out of the dealer showroom without it.

Why car dealer insurance is so expensive?

Car dealers work with insurance providers on a commission basis. So, the customer may be required to pay higher premiums than what they would pay if the insurance was purchased through another mode. The process of buying car insurance from a dealer does not give you the opportunity to compare plans between insurers.

How long do you have to get insurance on a new car?

Traditionally, the validity for any kind of motor insurance has been for a period of one year from the date of policy issuance. However, in July 2018, the Supreme Court mandated that all new motor insurance policies will compulsorily cover third-party liability for a period of three years.

What is the benefit of Maruti insurance?

You can avail Cash-less accident repairs across India, at Maruti Suzuki’s extensive network of dealers and service stations. You do not have to pay for the whole cost of repairs. You are charged only for the compulsory excess and applicable depreciation as per motor tariff.

Is zero depreciation required for car?

When you pay a higher premium amount for the cover, you are indirectly paying for the depreciated cost of the vehicle….Pros and Cons of Zero-Depreciation Policy.

Parameter	Zero Depreciation Policy	Standard Policy
Age of the car	New cars up to 3 years	Any car above 3 years old and less than 15 years

Why is Baleno not safe?

The Baleno was tested in frontal impact and side impact, whiplash and pedestrian protection. In the frontal impact the model showed stable structure performance. Side impact test showed high intrusion in the door with poor protection to the chest of the adult door during the test.

What is car insurance compulsory?

A compulsory excess is the sum set by your insurer that you pay toards any claims. It is non-negotiable and is based on a variety of factors including your age, the type of claim, and the type of car you drive. The compulsory excess is added to your voluntary excess should you make a claim.

Can I do insurance for new car?

Insuring a new car without a number plate can be possible if you directly buy insurance from the insurer (ACKO). You need to look out for the online purchase journey for insuring a brand-new car on the website/app to insure to-be registered cars.

How to buy Maruti car insurance policy online?

Buying car insurance policy for your Maruti Car online is a simple process as compared to purchasing it offline. Here’s a quick rundown of the online process- Get the car insurance quotes and premium estimate based on the details provided Enter personal details like the insured’s name, contact number, geographical location, address etc.

What is the warranty period of Maruti Suzuki cars?

The Maruti Suzuki cars come with a standard 24 months / 40,000 km warranty, for parts & repairs qualified under unforeseen manufacturing defects. With Maruti Suzuki Extended Warranty program, one can avail these benefits for an extended time period.

What is the depreciation value of Maruti car insurance?

In most cases, this is not done but in the case of Maruti car insurance, all such details are made fully available to the customer. The company has a prescribed format for depreciation and allocates a depreciation value of 50\% only to parts of cars that are over 10 years old.

What is agency repair in Maruti car insurance?

Agency Repairs – If you have car insurance for you Maruti Car and agency repair is included in your car insurance plan, then you can avail it at the time of emergency (accidental damage while driving on road). Your car will be then repaired at the manufacturer’s authorized workshop.