Can an 18 year old with no job get a credit card?

You can get a credit card without a job. Most credit card applications have a section for employment information, but you can also put student, homemaker or unemployed. If you’re under 21 years old, you’ll need your own income source to qualify for a credit card.

Can an 18 year old get a credit card without a cosigner?

Without a cosigner, those under the age of 21 who wish to obtain a credit card under their own name will need to have a regular income substantial enough to repay any credit card debt. Because you can typically report extra money from scholarships, grants, and fellowships as income on a credit card application.

How does a 18 year old get credit?

Here’s How to Build Credit at 18 Years Old: Become an authorized user on a family member’s credit card. Apply for a starter credit card. Set up automatic payments from a bank account for your starter card.

How old do you have to be to get a credit card with a parent?

18 years old
The legal age for someone to sign up for his or her own credit card is 18 years old in the U.S., but parents can opt to sign up teenagers younger than 18 as authorized users, depending on the card issuer.

Can an 18 year old get an apple credit card?

To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that’s not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.

How do I build credit under 18?

If you’re interested in building your child’s credit before they turn 18, you can explore adding them as an authorized user to one or more of your credit cards. There is no legal minimum age for adding a child as an authorized user, however you should check your credit card issuer’s policies.

Should an 18 year old have a credit card?

While you can sign up for your first credit card at 18, it’s best to wait until you have confidence in your ability to pay off your balances on time and in full, while also balancing other financial obligations like rent, utilities, tuition, transportation and groceries.

What reasons might an 18 year old have for his/her thin file?

You can have a thin credit file for a number of reasons, including: You have forgone credit use for any reason and paid cash for most things for sometime. You share or shared your finances with a spouse and most of the credit is or was in your spouse’s name. You’re young and are just establishing your credit as an …

Can you get a credit card under 18 in Canada?

Under law, no one can get a credit card on their own in Canada until they are 18 years old or the age of majority in their province or territory. After you reach 18, you might want to consider a secured or student credit card.

What is the minimum credit score for Apple Card?

600
A FICO credit score of at least 600, which falls in the fair range, is needed to be approved for the Apple Card.

Can a teenager get a credit card?

Teens can apply for their own credit cards when they turn 18. The best credit cards for teens have low credit requirements and keep costs to a minimum. You can help teens under 18 build credit by adding them as an authorized user on one of your credit cards.