Which is the best family floater mediclaim policy in India?
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Which is the best family floater mediclaim policy in India?
Top Insurers Providing ‘Family Floater Insurance’:
Insurance Company | Plan Name |
---|---|
Max Bupa | Heartbeat Family First (Gold) |
ICICI Lombard | Complete Health Insurance |
Apollo Munich | Optima Restore |
Bajaj Allianz | Family Health Guard |
Which is the best mediclaim policy available for family floater with reasonable premium?
Below are some of the popular & best Health Insurance Plans for Family (family floater medical insurance plans) based on affordability and key benefits; Apollo Munich’s Optima Restore. Max Bupa Health Companion – Family Floater. Star Health’s Family Optima Health Insurance Plan.
Which insurance policies have option of family floater?
Best Family Floater Plans
Insurer | Product Name | Sum Assured Limit ( in Rs.) |
---|---|---|
Reliance Health Insurance | Reliance HealthWisePlan | 1-5 lakhs |
Star Health Insurance | star family health Optima Insurance | 1-15 lakhs |
SBI General Insurance | Smart Health Insurance | 10-30 lakhs |
Tata AIG Health Insurance | Wellsurance Family Policy | 2-4 lakhs |
Which policy is better floater or individual?
The biggest benefit of an individual health insurance plan is that the coverage is a lot more extensive since every individual has their own sum insured, unlike a family floater where the sum insured is shared amongst all insured in the plan. This especially works out well for senior parents.
Who Cannot be covered under family floater policy?
Floater policies have an age limit of 60 or 65 years depending on your policy provider. If your parents are beyond that age, they cannot be covered under the floater and you have to buy a separate policy for them.
Which insurance is best for families?
Best Health Insurance Plans for Family in India 2021
Family Health Insurance Plans | Sum Insured (Rs) |
---|---|
SBI Arogya Premier Health Insurance Policy | 10 lakh to 30 lakh |
Star Family Health Optima Insurance Plan | 3 lakh to 25 lakh |
Tata AIG MediCare Policy | 3 lakh to 20 lakh |
United India Family Medicare Policy | 3 lakh to 25 lakh |
Which is the best mediclaim policy for family?
Best Health Insurance Plans for Family in India 2021
Family Health Insurance Plans | Sum Insured (Rs) |
---|---|
Aditya Birla Activ Health Platinum Plan | 2 lakh to 2 crore |
Bajaj Allianz Health Guard Plan | 1.5 lakh to 1 crore |
Bharti AXA Smart Super Health Insurance Policy | 50,000 to 5 lakh |
Care Health Insurance Plan | 5 lakh to 75 lakh |
How does family floater policy work?
A family floater health insurance, as the name suggests is a plan that is tailor made for families. It is similar to individual health plans in principle; the only difference is that it is extended to cover your entire family. This acts as an umbrella of coverage for the entire family and therefore the name.
What is family floater option?
Which health insurance is best for family in India?
Which insurance is best for parents?
Best Health Insurance Plans for Parents
Health Insurance Plan for Parents | Insurer | |
---|---|---|
SBI – Arogya Top Up Policy | SBI Health Insurance | View Plan |
Senior Citizens Health Insurance | Bharti AXA Health Insurance | View Plan |
Silver Plan | Bajaj Allianz Health Insurance | View Plan |
Star Health Red Carpet Plan | Star Health Insurance | View Plan |
How many members can be added in family floater plan?
Who can you cover under a family floater plan? Under a single family floater plan, you can insure multiple family members, including yourself, your spouse, up to four dependent children (less than age 25) and up to two parents (or) parents-in-law.